Art. 5a
1 An insured member who leaves the regulatory insurance after reaching the age of 58 because the employment relationship was terminated by the employer or a fixed-term employment relationship expires within the scope of social plan benefits may continue the insurance with comPlan to the previous extent in accordance with the following paragraphs.
2 The previously insured salary is insured. At the request of the insured member, the previously insured salary will be reduced for the entire benefits plan (age and risk) or only for the retirement provision. The following variants are possible:
| Insured salary risk | Insured salary age | |
|---|---|---|
| Standard | 100% of the previously insured salary | 100% of the previously insured salary |
| Variant 1 | 100% of the previously insured salary | 50% of the previously insured salary |
| Variant 2 | 100% of the previously insured salary | 0% of the previously insured salary |
| Variant 3 | 50% of the previously insured salary | 50% of the previously insured salary |
| Variant 4 | 50% of the previously insured salary | 0% of the previously insured salary |
3 In addition to all employee contributions in accordance with the regulations, the voluntarily insured member also pays all employer contributions in accordance with Art. 7 Para. 6 (excluding conversion loss contribution) and Art. 36 Para. 2 of the regulations (employee’s contribution to the shortfall contribution). The employer is obliged to pay the conversion loss contribution (Art. 7 Para. 6) as well as any employer’s contribution to the shortfall contribution (Art. 36 Para. 2) for the entire duration of the continued insurance. If the voluntary continued insurance is terminated before the reference age is reached and a retirement benefit is drawn, the employer reimburses the pension fund for the costs of the OASI bridging pension. The duration of the voluntary continued insurance is not taken into account as years within the Swisscom Group in accordance with Art. 12 Para. 2, section 2.
4 Voluntary insurance ends when the risk of death or disability occurs or upon reaching the reference age. Voluntary insurance ends upon joining a new Pension Fund if more than two thirds of the departure payment is required in the new fund to purchase the full regulatory benefits. The insurance can be cancelled at any time by the voluntarily insured member. If the voluntarily insured member is in arrears by three monthly contributions, the voluntary insurance ends.
5 The insured member must notify the Pension Fund in writing within 30 days of leaving the regulatory insurance if they wish to reduce the insured salary in accordance with Para. 2. At the beginning of each calendar year, they may notify the Pension Fund in writing of a new variant pursuant to Para. 2, whereby variants that result in an increase in the insured salary risk and/or age are no longer possible.