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Art. 7 Con­tri­bu­tions

1 The obligation of the insured member and the employer to pay con­tri­bu­tions starts on the day the insured member is admitted into the Pension Fund. It ends on maturity of the entire retirement benefits, at the end of the month of death, on discontinuation of con­tin­ued salary payments or income-replacement benefits (daily benefits from health and/or accident insurance, provided that the employer contributes at least half, or military insurance), but at the latest on departure from the Pension Fund (termination of the em­ploy­ment relationship or when the insurance re­quire­ments are no longer met). Art. 5 Para. 2 and Art. 5a Para. 3 apply for the voluntary insurance.
2 The insured member’s recurrent contribution cor­re­sponds to a percentage of the insured salary. The contribution rates are set out in Annex 1. The age relevant for the contribution is cal­cu­lated as the difference between the current calendar year and the year in which the member was born.
3 On joining the Pension Fund, and at the start of each new calendar year, the insured member can choose between the various savings schemes (Annex 1). Under special circumstances, the Pension Fund can agree to the insured member reversing their decision during the course of the year and retroactively opting for the next lower savings scheme.
4 The retirement credit represents a percentage of the insured salary. The credit amounts are set out in Annex 2. The insured member’s con­tri­bu­tions in excess of the “Standard” will be credited to the supplementary account.
5 The insured member’ con­tri­bu­tions are deducted from the salary by the employer over 12 months and transferred monthly to the Pension Fund together with the employer’s con­tri­bu­tions.
6 The employer’s recurrent contribution contains a risk contribution, a contribution to retirement savings and a conversion loss contribution. It cor­re­sponds to a percentage of the insured salary. The contribution rates are set out in Annex 1.
7 In the case of unpaid leave of less than three months, the employer and the insured member shall continue to pay their con­tri­bu­tions. From the fourth month, the insured member also pays the employer’s share of the contribution towards retirement savings and potential recovery con­tri­bu­tions. The employer continues to pay the risk contribution and conversion loss contribution. Unpaid leave may amount to a maximum of two years.