Annex 7 Vested rights supplement (Art. 19 Para. 6)

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Table of contents for the Pension Fund Regulations Duoprimat report

Pension Fund Regulations Duoprimat

General information

Art. 1 Name and objective Art. 2 Registered partnership

Insurance obligation

Art. 3 Group of insured persons Art. 4 Beginning and end of membership Art. 5 Voluntary insurance Art. 5a

Art. 6 Insured salary

Art. 7 Contributions

Buying into the Pension Fund

Art. 8 Entry and buying into the Pension Fund

Benefits provided by the Pension Fund

Art. 9 Retirement savings Art. 10 Retirement pension Art. 10a Pension deferment after reaching the reference age Art. 11 Financing of the retirement pension shortfall due to early retirement Art. 12 AHV bridging pension Art. 13 Partial retirement Art. 14 Retirement children’s pension Art. 15 Spouse’s pension Art. 16 Partner’s pension Art. 17 Orphan’s pension Art. 18 Lump sum payable on death Art. 19 Disability pension Art. 20 Provisional continued insurance cover and retained entitlement to benefits Art. 21 Contribution waiver Art. 22 IV advance payment Art. 23 Disability children’s pension Art. 24 Financing residential property ownership Art. 25 Vested early leaver benefits Art. 26 Amount of vested early leaver benefit Art. 27 Divorce Art. 28 Payment in the event of termination of the employment relationship for operational reasons

General conditions regarding benefits

Art. 29 Payment and reimbursement Art. 30 Inflation adjustment Art. 31 Reductions in benefits Art. 32 Pension Fund recourse

Organisation and administration

Art. 33 Board of Trustees Art. 34 Information requirements Art. 34a Duty of confidentiality, disclosure of data

Further provisions

Art. 35 Administration of justice Art. 36 Underfunding Art. 37 Termination of affiliation agreements, partial liquidation and dissolution of the Pension FundArt. 38 Transitional provisions

1 Compensation for the shortfall in the retirement pension (Annex 3)2 Transfer of pensioners covered by the CPP – Caisse de Pensions Pension Fund with effect from 1 January 2016 3 Current benefits as at 31 December 2013 4 Vested rights relating to temporary disability pensions as at 31 December 2022 (Art. 19 Para. 6)5 Disabled pensioners in the case of company acquisitions 6 Survivors’ benefits to divorced spouses (Art. 15 Para. 7)7 Retirement children’s pension (Art. 14)8 Lump sum payable on death (Art. 18)9 OASI bridging pension

Art. 39 Amendments Art. 40 Entry into force

Annex 1 Contributions of the insured member and the employer (Art. 7)Annex 2 Retirement credits (Art. 9)Annex 3 Conversion rates (Art. 10)Annex 4 Entry and buying into the Pension Fund (Art. 8 Para. 2)Annex 5 Compensation for the shortfall in the retirement pension (Art. 11)Annex 6 AHV bridging pension (Art. 12 Paras. 2 and 4)Annex 7 Vested rights supplement (Art. 19 Para. 6)

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Annex 7 Vested rights supplement (Art. 19 Para. 6)

Example

Age of the insured:: 57
Insured salary:: CHF 92,900
Retirement savings on the date when disability occurs:: CHF 356,792
Disability pension (degree of disability 100%):: CHF 46,450
Retirement pension (reference age):: CHF 31,107

Rate for maximum buy-in pursuant to the standard plan (Annex 4): 808%

Maximum retirement savings (808% * CHF 92,900) = CHF 750,632

(CHF 46,450 – CHF 31,107) * (CHF 356,792 / CHF 750,632) = CHF 7,293 (Vested rights supplement)

This brings the retirement pension, together with the vested rights supplement, to CHF 38,400.