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Art. 12 AHV bridging pension

1 The recipient of a retirement benefit is entitled to a OASI bridging pension. It is paid from the maturity of the retirement benefit until the reference age is reached or until the insured person’s death at the latest.
2 In the case of early retirement, the monthly OASI bridging pension amounts to a total of CHF 80,100. This amount is divided by the number of months to the reference age. The monthly amount must not exceed the maximum AHV pension at the time of retirement. The pension for insured members employed on a part-time basis will be reduced according to the degree of em­ploy­ment. A current AHV bridging pension will not be adjusted in the event that the AHV pension increases.

If the insured member had less than ten years of uninterrupted service in the Swisscom Group at the time of retirement, the monthly amount of the AHV bridging pension will be reduced by 1/120 for each month short of the ten years.

If an insured member enters into a new em­ploy­ment relationship with the Swisscom Group within 12 months of leaving the company, their earlier years of service in the Swisscom Group shall be taken into account for the calculation of entitlement to the AHV bridging pension.

Each partial retirement provides entitlement to an AHV bridging pension. The overall amount of the total or partial AHV bridging pensions may not, exceed the maximum amount defined above.

3 The employer will reimburse the Pension Fund for the costs of the AHV bridging pension on termination of the em­ploy­ment relationship. This is subject to Art. 5 Para. 2 and Art. 5a Para. 3.
4 If the AHV bridging pension cal­cu­lated in accordance with Para. 2 is less than the maximum AHV retirement pension, the insured member may request payment of the difference. This ad­di­tional amount will be financed at the insured member’s expense by means of a lifelong reduction in the retirement pension annuity cal­cu­lated on the basis of actuarial principles (Annex 6). The insured person may not request payment of the difference between the AHV bridging pension cal­cu­lated in accordance with paragraph 2 and the maximum AHV pension, if his reduced retirement pension is less than 10 percent of the minimum AHV pension.
5 If the insured member withdraws their full retirement benefits in the form of a lump sum pursuant to Art. 10 Para. 3, the AHV bridging pension will also be paid out as a single payment. Partial withdrawals are not possible.