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Annex 4 Entry and buying into the Pension Fund (Art. 8 Para. 2)

Standard plan, Plus plan and Extra plan:

Maximum possible retirement savings as % of insured annual salary

Men and Women
Age at buy-in Standard plan Plus plan Extra plan
18 0 2 4
19 0 4 8
20 0 6 12
21 0 8 16
22 14 23 32
23 29 38 47
24 43 53 63
25 58 68 78
26 73 84 94
27 88 100 110
28 104 116 127
29 120 132 143
30 136 148 160
31 152 165 177
32 168 182 194
33 185 199 211
34 202 216 228
35 219 234 246
36 237 252 264
37 255 270 282
38 273 288 300
39 291 307 318
40 316 332 345
41 340 358 372
42 366 385 399
43 391 412 427
44 418 439 455
45 444 466 483
46 471 494 511
47 498 522 540
48 526 551 569
49 554 580 598
50 582 610 628
51 611 640 658
52 641 670 688
53 670 701 719
54 701 732 750
55 736 769 788
56 772 807 826
57 808 845 865
58 845 884 904
59 883 923 944
60 921 963 984
61 959 1,003 1,024
62 999 1,044 1,065
63 1,038 1,086 1,107
64 1,079 1,128 1,149
65–70 1,120 1,170 1,191

The age is cal­cu­lated as the difference between the current calendar year and the year in which the member was born.

Example
Age of the insured member:
39

The age is cal­cu­lated as the difference between the current calendar year and the year in which the member was born.

Savings scheme:
Standard
Insured salary:
CHF 80,000 (this is shown on the pension statement)
Available retirement savings:
CHF 100,000 (this is shown on the pension statement)
1.Maximum retirement savings as % of the insured salary = 291%
CHF 232,800
2.Available retirement savings
– CHF 100,000
3.Maximum possible deposit (figure 1 minus figure 2)
CHF 132,800