Annex 4 Entry and buying into the Pension Fund (Art. 8 Para. 2)

Annex 4 Entry and buying into the Pension Fund (Art. 8 Para. 2)

Standard plan, Plus plan and Extra plan:

Maximum possible retirement savings as % of insured annual salary

	Men and Women
Age at buy-in	Standard plan	Plus plan	Extra plan
18	0	2	4
19	0	4	8
20	0	6	12
21	0	8	16
22	14	23	32
23	29	38	47
24	43	53	63
25	58	68	78
26	73	84	94
27	88	100	110
28	104	116	127
29	120	132	143
30	136	148	160
31	152	165	177
32	168	182	194
33	185	199	211
34	202	216	228
35	219	234	246
36	237	252	264
37	255	270	282
38	273	288	300
39	291	307	318
40	316	332	345
41	340	358	372
42	366	385	399
43	391	412	427
44	418	439	455
45	444	466	483
46	471	494	511
47	498	522	540
48	526	551	569
49	554	580	598
50	582	610	628
51	611	640	658
52	641	670	688
53	670	701	719
54	701	732	750
55	736	769	788
56	772	807	826
57	808	845	865
58	845	884	904
59	883	923	944
60	921	963	984
61	959	1,003	1,024
62	999	1,044	1,065
63	1,038	1,086	1,107
64	1,079	1,128	1,149
65–70	1,120	1,170	1,191

The age is calculated as the difference between the current calendar year and the year in which the member was born.

Example

Age of the insured member:: 39

The age is calculated as the difference between the current calendar year and the year in which the member was born.

Savings scheme:: Standard
Insured salary:: CHF 80,000 (this is shown on the pension statement)
Available retirement savings:: CHF 100,000 (this is shown on the pension statement)

1.Maximum retirement savings as % of the insured salary = 291%: CHF 232,800
2.Available retirement savings: – CHF 100,000
3.Maximum possible deposit (figure 1 minus figure 2): CHF 132,800