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Art. 26 Amount of vested early leaver benefit

1 If a member leaves the Pension Fund, three amounts are cal­cu­lated:
  • regulatory vested early leaver benefit (cor­re­sponds to the amount in the retirement account, supplementary account and the prefinancing account);
  • minimum amount pursuant to Art 17 of the FZG (cor­re­sponds to the sum of the vested benefits paid into the Pension Fund by the insured member, including interest at the BVG minimum interest rate, plus personal con­tri­bu­tions excluding interest with a supplement of 4% for each year from the age of 20, up to a maximum of 100%. No supplements are granted on Standard con­tri­bu­tions pursuant to Art. 5 Para. 2 and Art. 6 Para. 8). In the case of underfunding, deviations may be made from the BVG minimum interest rate pursuant to Art. 6 Para. 2 of the FZV;
  • retirement savings in accordance with the BVG.

The highest of the three amounts is paid out as a vested termination benefit.

2 The partially disabled person whose pension relationship is terminated, is entitled to a vested early leaver benefit pursuant to Para. 1 for the active part.
3 Entitlement to a vested early leaver benefit pursuant to Para. 1 is granted if the pension entitlement of a fully or partially disabled person lapses in part or in full.
4 An insured member whose IV pension is reduced or terminated following the reduction of their degree of disability is entitled to a vested early leaver benefit at the end of the provisional con­tin­ued insurance cover and retained entitlement to benefits pursuant to Art. 20.