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Art. 22 IV advance payment

1 Six months after submitting the IV ap­pli­ca­tion, the insured member is entitled to an IV advance payment, but not before the salary entitlement or the entitlement to substitute salary payments has been discon­tin­ued, in particular daily benefits from the IV, unem­ploy­ment, health, accident or military insurance, and is usually subject to a waiting period of 24 months. Entitlement only exists to the extent that the incapacity to work has lasted at least 12 months and that the em­ploy­ment relationship has not been terminated within these 12 months.
2 The IV advance payment is equivalent to:
  • the insured disability pension pursuant to Art. 19 Para. 3 in accordance with the degree of incapacity for work and cal­cu­lated on the basis of the insured salary at the time of the occurrence of the insured event; and ad­di­tionally
  • the maximum IV Federal Disability Pension at the time when the advance is paid, reduced if the member is a part-time employee and depending on the degree of incapacity for work, in which case Art. 28b IVG shall apply analogously.

The IV advance includes any benefits that must by law be paid in advance.

3 Entitlement to the IV advance ends when:
  • the IV decision becomes legally binding; or
  • the IV ap­pli­ca­tion is withdrawn; or
  • the member recovers the work capacity; or
  • in the event of the death of the insured member; or
  • on reaching the reference age.
4 Following a legally binding federal IV decision, the IV advance must be paid back or offset as follows:
  • commensurate with retroactive pension entitlements to the Pension Fund or other pension scheme (“IV Pension Fund pension” share); and
  • commensurate with retroactive pension entitlements to the federal IV insurance (“federal IV pension” share).

IV advance payments that cannot be repaid or offset will be charged to the risk con­tri­bu­tions.

5 No legal claim against the Pension Fund for other benefits exists if an IV advance payment is made.