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Table of contents for the Pension Fund Regulations Duoprimat report

Pension Fund Regulations Duoprimat
General information
Art. 1 Name and objectiveArt. 2 Registered partnership
Insurance obligation
Art. 3 Group of insured personsArt. 4 Beginning and end of membershipArt. 5 Voluntary insuranceArt. 5a
Insured salary
Art. 6 Insured salary
Contributions
Art. 7 Contributions
Buying into the Pension Fund
Art. 8 Entry and buying into the Pension Fund
Benefits provided by the Pension Fund
Art. 9 Retirement savingsArt. 10 Retirement pensionArt. 10a Pension deferment after reaching the reference ageArt. 11 Financing of the retirement pension shortfall due to early retirementArt. 12 AHV bridging pensionArt. 13 Partial retirementArt. 14 Retirement children’s pensionArt. 15 Spouse’s pensionArt. 16 Partner’s pensionArt. 17 Orphan’s pensionArt. 18 Lump sum payable on deathArt. 19 Disability pensionArt. 20 Provisional continued insurance cover and retained entitlement to benefitsArt. 21 Contribution waiverArt. 22 IV advance paymentArt. 23 Disability children’s pensionArt. 24 Financing residential property ownershipArt. 25 Vested early leaver benefitsArt. 26 Amount of vested early leaver benefitArt. 27 DivorceArt. 28 Payment in the event of termination of the employment relationship for operational reasons
General conditions regarding benefits
Art. 29 Payment and reimbursementArt. 30 Inflation adjustmentArt. 31 Reductions in benefitsArt. 32 Pension Fund recourse
Organisation and administration
Art. 33 Board of TrusteesArt. 34 Information requirementsArt. 34a Duty of confidentiality, disclosure of data
Further provisions
Art. 35 Administration of justiceArt. 36 UnderfundingArt. 37 Termination of affiliation agreements, partial liquidation and dissolution of the Pension FundArt. 38 Transitional provisions
1 Compensation for the shortfall in the retirement pension (Annex 3)2 Transfer of pensioners covered by the CPP – Caisse de Pensions Pension Fund with effect from 1 January 20163 Current benefits as at 31 December 20134 Vested rights relating to temporary disability pensions as at 31 December 2022 (Art. 19 Para. 6)5 Disabled pensioners in the case of company acquisitions6 Survivors’ benefits to divorced spouses (Art. 15 Para. 7)7 Retirement children’s pension (Art. 14)8 Lump sum payable on death (Art. 18)9 OASI bridging pension
Art. 39 AmendmentsArt. 40 Entry into force
Annexes
Annex 1 Contributions of the insured member and the employer (Art. 7)Annex 2 Retirement credits (Art. 9)Annex 3 Conversion rates (Art. 10)Annex 4 Entry and buying into the Pension Fund (Art. 8 Para. 2)Annex 5 Compensation for the shortfall in the retirement pension (Art. 11)Annex 6 AHV bridging pension (Art. 12 Paras. 2 and 4)Annex 7 Vested rights supplement (Art. 19 Para. 6)
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Art. 13 Partial retirement

1 If the insured member reduces their degree of em­ploy­ment after reaching the age of 58, they can apply for partial retirement of cor­re­spond­ing scope. The lump-sum retirement benefit may be drawn in a maximum of three steps. One step comprises all retirement benefits received in lump-sum form within a calendar year. The proportion of the retirement benefit received before the reference age may not exceed the proportion of the wage reduction. The responsibility for ascertaining the tax con­se­quences of this portion rests solely with the insured member.
2 In the event of partial retirement, the retirement account, the supplementary account and the pre-financing account are reduced pro rata according to the degree of retirement.
3 The retirement pension is cal­cu­lated in accordance with Art. 10, Art. 10a and Art. 11 on the basis of the degree of retirement.