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Table of contents for the Pension Fund Regulations Duoprimat report

Pension Fund Regulations Duoprimat
General information
Art. 1 Name and objectiveArt. 2 Registered partnership
Insurance obligation
Art. 3 Group of insured personsArt. 4 Beginning and end of membershipArt. 5 Voluntary insuranceArt. 5a
Insured salary
Art. 6 Insured salary
Contributions
Art. 7 Contributions
Buying into the Pension Fund
Art. 8 Entry and buying into the Pension Fund
Benefits provided by the Pension Fund
Art. 9 Retirement savingsArt. 10 Retirement pensionArt. 10a Pension deferment after reaching the reference ageArt. 11 Financing of the retirement pension shortfall due to early retirementArt. 12 AHV bridging pensionArt. 13 Partial retirementArt. 14 Retirement children’s pensionArt. 15 Spouse’s pensionArt. 16 Partner’s pensionArt. 17 Orphan’s pensionArt. 18 Lump sum payable on deathArt. 19 Disability pensionArt. 20 Provisional continued insurance cover and retained entitlement to benefitsArt. 21 Contribution waiverArt. 22 IV advance paymentArt. 23 Disability children’s pensionArt. 24 Financing residential property ownershipArt. 25 Vested early leaver benefitsArt. 26 Amount of vested early leaver benefitArt. 27 DivorceArt. 28 Payment in the event of termination of the employment relationship for operational reasons
General conditions regarding benefits
Art. 29 Payment and reimbursementArt. 30 Inflation adjustmentArt. 31 Reductions in benefitsArt. 32 Pension Fund recourse
Organisation and administration
Art. 33 Board of TrusteesArt. 34 Information requirementsArt. 34a Duty of confidentiality, disclosure of data
Further provisions
Art. 35 Administration of justiceArt. 36 UnderfundingArt. 37 Termination of affiliation agreements, partial liquidation and dissolution of the Pension FundArt. 38 Transitional provisions
1 Compensation for the shortfall in the retirement pension (Annex 3)2 Transfer of pensioners covered by the CPP – Caisse de Pensions Pension Fund with effect from 1 January 20163 Current benefits as at 31 December 20134 Vested rights relating to temporary disability pensions as at 31 December 2022 (Art. 19 Para. 6)5 Disabled pensioners in the case of company acquisitions6 Survivors’ benefits to divorced spouses (Art. 15 Para. 7)7 Retirement children’s pension (Art. 14)8 Lump sum payable on death (Art. 18)9 OASI bridging pension
Art. 39 AmendmentsArt. 40 Entry into force
Annexes
Annex 1 Contributions of the insured member and the employer (Art. 7)Annex 2 Retirement credits (Art. 9)Annex 3 Conversion rates (Art. 10)Annex 4 Entry and buying into the Pension Fund (Art. 8 Para. 2)Annex 5 Compensation for the shortfall in the retirement pension (Art. 11)Annex 6 AHV bridging pension (Art. 12 Paras. 2 and 4)Annex 7 Vested rights supplement (Art. 19 Para. 6)
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Art. 3 Group of insured persons

1 Provided their annual salary is at least CHF 3 000, the following persons are admitted in the Pension Fund:
  • employees with an indefinite period contract or a fixed-term contract lasting longer than three months;
  • employees who have held several positions with the same affiliated employer provided that the overall duration of the em­ploy­ment relationships exceeds three months and any breaks between two jobs did not exceed three months. In this case insurance begins as of the fourth month. Insurance will begin as of the first month if it has been agreed with the employee prior to the first commencement of em­ploy­ment and that the hiring period is longer than three months.
2 Employees who are employed abroad may be accepted in the Pension Fund, provided their existing salary is subject to AHV con­tri­bu­tions.
3 For employees with monthly fluctuating wages and/or pension insurance of less than a full calendar year, the minimum wage according to paragraph 1 is cal­cu­lated on the basis of an (extrapolated) annual salary.
4 Employees who:
  • are at least 70% disabled according to IV;
  • have already reached the reference age at the time of commencement of work; or
  • continue to be insured provisionally with the oc­cu­pa­tional benefits institution in accordance with Art. 26a BVG
5 Members of a Swisscom Board of Directors who work predominately for Swisscom are insured on the basis of the basic Swisscom emolument (without other regularly or irregularly occurring salary components). Members of a Swisscom Board of Directors who work part-time for Swisscom and are already subject to mandatory insurance under the terms of their main em­ploy­ment, or who are self-employed in their main role, are not insured by comPlan.
6 The Board of Trustees governs the insurance of other persons.