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Preface 2024
Preface 2024
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Preface 2024
  • Jahresbericht 2024de
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Table of contents for the Preface 2024 report

Preface
Financial situationInterest on retirement savingsPension plan optimisationsSustainable investmentImportant decisions in comPlan’s Foundation CouncilPersonnel changesThank you
Important key figuresAssets
Financial markets in 2024Management of plan assetsChanges to investmentsComposition of investments as at 31 December 2024Overview of investment performanceSustainability reportOutlook for 2025 financial year
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Im­por­tant decisions in comPlan’s Foundation Council

Like other pension funds, comPlan too is now facing the challenge of balancing the varying interests of all policy­holders. Active policyholders aim to enjoy an attractive interest rate for their retirement savings account, while pensioners prefer pension increases or ad­di­tional pension payments. In the past financial year, comPlan’s Foundation Council made im­por­tant decisions to meet these challenges in a proactive manner while meeting the interests of both active policyholders and pensioners at the same time.

For example, comPlan’s Foundation Council decided to set the annual interest rate of the individual retirement savings of active policyholders based on a new grid. This takes into account both the coverage ratio and per­for­mance to make a positive contribution to retirement provision.

Furthermore, the Foundation Council adopted a restructuring grid, which will be used as needed. With ad­di­tional clarifications and in consideration of all current circumstances, this serves to enable prompt decision-making in the meetings of the Foundation Council.

Finally, a working group dealing with the issue of any pension increases or ad­di­tional pension payments for pensioners was set up.