Financial situation

The in­vest­ments en­vi­ron­ment was shaped by decreasing inflation, economic growth and geopolitical crises. The central banks reduced key interest rates. Long-term interest rates experienced a sharp drop in Swiss francs, but rose in US dollars. Stock markets posted price gains on a broad scale. comPlan achieved a return on in­vest­ments in total assets of +6.9% (prior year: +4.1%) in the 2024 financial year. Global equities, Swiss real estate and Swiss government bonds made the largest positive returns. Non-listed global real estate, private markets and global bonds delivered a negative return. The balance sheet total increased to CHF 12.9 bil­lion (prior year: 12.2 bil­lion) as at 31 December 2024. comPlan’s coverage ratio rose to 118.1% (prior year: 114.5%) as of the end of December 2024. The target coverage ratio of 119.0% for ensuring the promised pension benefits long term has not yet been fully achieved.