Report 2025
Preface
In the reporting year 2025 inflation and monetary policy eased, while trade policy uncertainties weighed on the markets. comPlan achieved an investment return of +6.1% and the coverage ratio increased to 121.6% as of December 31, 2025 (prior year: 118.1%), thus reaching the target value. Thanks to the sound financial condition, the comPlan Foundation Counsil has decided to apply an interest of 5.25% on the retirement savings of active members as well as a one-off additional payment for pension recipients.
Read full prefaceImportant key figures
Coverage ratio
3.5%P compared to previous year
Investment performance
3.5% annually (average 2021 - 2025)
Interest on retirement savings
3.6% annually (average 2021 - 2025)
Assets
In the reporting year 2025, inflation and monetary policy eased notably, while US trade policy and the geopolitical situation fueled market uncertainty. Central banks reduced policy rates. Long-term rates in Swiss francs fluctuated sideways amid volatility, while those in US dollars fell slightly. comPlan achieved a return on total assets of +6.1% in the 2025 financial year (previous year: +6.9%). The largest return contributor were equities.
Detail of investments